Q17, run 2026-11-04-1712-sonnet

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Was Orrin Bank downgraded in 2026?

Tests: Watch versus rating: Rating Watch Negative is not a downgrade.

Expected: downgraded = no

✅ R1 csv run 1 graded by code

No. A17 is only a Rating Watch Negative placement, with A- unchanged.

JSON: {"downgraded": "no"}

✅ R1 csv run 2 graded by code

No. A17 only puts E06 on Rating Watch Negative and leaves the rating at A-.

JSON: {"downgraded": "no"}

✅ R1 csv run 3 graded by code

No. A17 in 2026 is a Rating Watch Negative with the rating kept at A-.

JSON: {"downgraded": "no"}

✅ R1 csv run 4 graded by code

No. A17 is a Rating Watch Negative with the rating kept at A-.

JSON: {"downgraded": "no"}

✅ R1 csv run 5 graded by code

No. The only 2026 action on Orrin Bank is a Rating Watch Negative at A- (A17).

JSON: {"downgraded": "no"}

✅ R10 executed run 1 graded by code

No. E06 was placed on Rating Watch Negative on 2026-09-03 with the rating unchanged at A- (A17).

JSON: {"downgraded": "no"}

✅ R10 executed run 2 graded by code

No. E06 was placed on Rating Watch Negative (A17) with the rating unchanged at A-.

JSON: {"downgraded": "no"}

✅ R10 executed run 3 graded by code

No. E06's 2026 action was a move to Rating Watch Negative with the rating held at A- (A17).

JSON: {"downgraded": "no"}

✅ R10 executed run 4 graded by code

No. E06's only 2026 action is a Rating Watch Negative placement at an unchanged A- (A17).

JSON: {"downgraded": "no"}

✅ R10 executed run 5 graded by code

No. E06 was placed on Rating Watch Negative with the rating held at A- (A17), which is not a downgrade.

JSON: {"downgraded": "no"}