Q20, run 2026-11-04-2022-sonnet

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Is Pellam Retail in default?

Tests: Withdrawn is not defaulted.

Expected: in_default = no

✅ R1 csv run 1 graded by code

No. Pellam Retail's rating was withdrawn for commercial reasons (A19), and it was never rated D or RD.

JSON: {"in_default": "no"}

✅ R1 csv run 2 graded by code

No. E07's rating was withdrawn for commercial reasons (A19), which is not a default.

JSON: {"in_default": "no"}

✅ R1 csv run 3 graded by code

No. E07's LTIDR was withdrawn (A19, commercial reasons), not defaulted.

JSON: {"in_default": "no"}

✅ R1 csv run 4 graded by code

No. E07's rating was withdrawn on 2026-05-12 (A19) and it was never rated in default.

JSON: {"in_default": "no"}

✅ R1 csv run 5 graded by code

No. A19 withdrew E07's rating for commercial reasons; that is not a default.

JSON: {"in_default": "no"}

✅ R4 csv+markdown run 1 graded by code

No. E07 was assigned BB (A18) and then withdrawn (A19), which is not a default.

JSON: {"in_default": "no"}

✅ R4 csv+markdown run 2 graded by code

No. E07 was rated BB and then withdrawn (A19, commercial reasons), and a withdrawal is not a default.

JSON: {"in_default": "no"}

✅ R4 csv+markdown run 3 graded by code

No. E07 was rated BB and then withdrawn (A18, A19). A withdrawal is not a default.

JSON: {"in_default": "no"}

✅ R4 csv+markdown run 4 graded by code

No. E07's rating was withdrawn for commercial reasons (A19), which is not a default.

JSON: {"in_default": "no"}

✅ R4 csv+markdown run 5 graded by code

No. E07 never went below BB and its rating was withdrawn (A19), which is not a default.

JSON: {"in_default": "no"}

✅ R10 executed run 1 graded by code

No. E07's rating was withdrawn (WD, A19), not a default.

JSON: {"in_default": "no"}

✅ R10 executed run 2 graded by code

No. E07 went from BB to WD (withdrawn) on 2026-05-12 (A19) and never defaulted.

JSON: {"in_default": "no"}

✅ R10 executed run 3 graded by code

No. E07 has WD (A19), not a default rating, and has no D or RD row.

JSON: {"in_default": "no"}

✅ R10 executed run 4 graded by code

No. E07's rating was withdrawn (WD, A19), not defaulted.

JSON: {"in_default": "no"}

✅ R10 executed run 5 graded by code

No. E07's rating was withdrawn (A19). WD says nothing about default, and no default rating is recorded for E07.

JSON: {"in_default": "no"}

✅ R8 csv+axioms run 1 graded by code

No. Pellam Retail (E07) was withdrawn in A19 and never rated RD or D.

JSON: {"in_default": "no"}

✅ R8 csv+axioms run 2 graded by code

No. A19 is a withdrawal "for commercial reasons"; the last rating was BB (A18), and there is no RD or D on E07.

JSON: {"in_default": "no"}

✅ R8 csv+axioms run 3 graded by code

No. A19 withdrew E07's rating for commercial reasons, and it was never rated RD or D.

JSON: {"in_default": "no"}

✅ R8 csv+axioms run 4 graded by code

No. A19 withdrew E07's rating for commercial reasons; it never moved to RD or D.

JSON: {"in_default": "no"}

✅ R8 csv+axioms run 5 graded by code

No. E07 was rated BB (A18) and then withdrawn (A19), and never defaulted.

JSON: {"in_default": "no"}