Q17, run 2026-11-04-1738-sonnet

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Was Orrin Bank downgraded in 2026?

Tests: Watch versus rating: Rating Watch Negative is not a downgrade.

Expected: downgraded = no

✅ R1 csv run 1 graded by code

No. E06's only 2026 action is A17, a Rating Watch Negative at A-.

JSON: {"downgraded": "no"}

✅ R1 csv run 2 graded by code

No. E06's only 2026 action is A17, a Rating Watch Negative at A-.

JSON: {"downgraded": "no"}

✅ R1 csv run 3 graded by code

No. E06 was only placed on Rating Watch Negative on 2026-09-03 (A17), with the rating still A-.

JSON: {"downgraded": "no"}

✅ R1 csv run 4 graded by code

No. The only 2026 action on E06 is A17, a Rating Watch Negative at A-, which is not a downgrade.

JSON: {"downgraded": "no"}

✅ R1 csv run 5 graded by code

No. The only 2026 Orrin Bank action is A17 (RW, A- unchanged).

JSON: {"downgraded": "no"}

✅ R4 csv+markdown run 1 graded by code

No. E06's only 2026 action is A17, a Rating Watch placement with the rating unchanged.

JSON: {"downgraded": "no"}

✅ R4 csv+markdown run 2 graded by code

No. E06's only 2026 action is A17, which places it on Rating Watch with the rating unchanged at A-.

JSON: {"downgraded": "no"}

✅ R4 csv+markdown run 3 graded by code

No. E06 has only a Rating Watch Negative (RW) action in 2026 (A17), which is not a downgrade.

JSON: {"downgraded": "no"}

✅ R4 csv+markdown run 4 graded by code

No. E06's only 2026 action is A17, a Rating Watch placement, which is not a downgrade.

JSON: {"downgraded": "no"}

✅ R4 csv+markdown run 5 graded by code

No. E06's only 2026 action is A17, a Rating Watch placement with the rating unchanged. E13 (Orrin Bancorp) is a different entity.

JSON: {"downgraded": "no"}

✅ R10 executed run 1 graded by code

No. E06 only went on Rating Watch Negative on 2026-09-03 (A17), with the rating still A-.

JSON: {"downgraded": "no"}

✅ R10 executed run 2 graded by code

No. E06's only 2026 action was placing the A- rating on RWN (A17), which is not a rating change.

JSON: {"downgraded": "no"}

✅ R10 executed run 3 graded by code

No. E06's 2026 action was a move to Rating Watch Negative at A- (A17), not a downgrade.

JSON: {"downgraded": "no"}

✅ R10 executed run 4 graded by code

No. E06 was only placed on Rating Watch Negative (A17) and stayed at A-.

JSON: {"downgraded": "no"}

✅ R10 executed run 5 graded by code

No. E06's only 2026 action is a move to Rating Watch Negative (A17); the rating stayed at A-.

JSON: {"downgraded": "no"}