Q20, run 2026-11-04-1825-sonnet

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Is Pellam Retail in default?

Tests: Withdrawn is not defaulted.

Expected: in_default = no

✅ R1 csv run 1 graded by code

No. Pellam's rating was withdrawn for commercial reasons (A19), not because of a default.

JSON: {"in_default": "no"}

✅ R1 csv run 2 graded by code

No. E07 has never been in default. Its rating was withdrawn for commercial reasons (A19).

JSON: {"in_default": "no"}

✅ R1 csv run 3 graded by code

No. A19 withdrew its rating for commercial reasons, and the last rating was BB with no default status.

JSON: {"in_default": "no"}

✅ R1 csv run 4 graded by code

No. A19 withdrew Pellam's rating for commercial reasons and there is no default rating.

JSON: {"in_default": "no"}

✅ R1 csv run 5 graded by code

No. A19 withdrew E07's rating for commercial reasons, and nothing indicates a default.

JSON: {"in_default": "no"}

✅ R5 csv+ontology run 1 graded by code

No. A19 is a withdrawal for commercial reasons, which is not a credit event.

JSON: {"in_default": "no"}

✅ R5 csv+ontology run 2 graded by code

No. E07's rating was withdrawn (A19, "commercial reasons"), which is not a credit event, and it had been BB.

JSON: {"in_default": "no"}

✅ R5 csv+ontology run 3 graded by code

No. E07's rating was withdrawn (A19), which is a commercial withdrawal and not a credit event, and there is no default record.

JSON: {"in_default": "no"}

✅ R5 csv+ontology run 4 graded by code

No. A19 is a withdrawal for commercial reasons, which is not a credit event.

JSON: {"in_default": "no"}

✅ R5 csv+ontology run 5 graded by code

No. E07's rating was withdrawn for commercial reasons (A19), which is not a default.

JSON: {"in_default": "no"}

✅ R8 csv+axioms run 1 graded by code

No. E07's rating was withdrawn (A19) and was never a default rating. The last rating was BB.

JSON: {"in_default": "no"}

✅ R8 csv+axioms run 2 graded by code

No. E07's rating was withdrawn (A19) and it was never rated RD or D.

JSON: {"in_default": "no"}

✅ R8 csv+axioms run 3 graded by code

No. Its BB rating (A18) was withdrawn (A19), and withdrawal is not a default.

JSON: {"in_default": "no"}

✅ R8 csv+axioms run 4 graded by code

No. Pellam Retail was withdrawn (A19) and never rated RD or D.

JSON: {"in_default": "no"}

✅ R8 csv+axioms run 5 graded by code

No. Pellam's only ratings are BB (A18) and then a withdrawal (A19), with no default rating.

JSON: {"in_default": "no"}

✅ R9 csv+axioms+markdown run 1 graded by code

No. E07's rating was withdrawn (A19, commercial reasons), and its last rating before that was BB.

JSON: {"in_default": "no"}

✅ R9 csv+axioms+markdown run 2 graded by code

No. E07's rating was withdrawn (A19), which is not a default, and its last rating was BB.

JSON: {"in_default": "no"}

✅ R9 csv+axioms+markdown run 3 graded by code

No. A19 is a withdrawal, which is not a default, and E07's last rating was BB.

JSON: {"in_default": "no"}

✅ R9 csv+axioms+markdown run 4 graded by code

No. E07's rating was withdrawn (A19), and a withdrawal says nothing about default.

JSON: {"in_default": "no"}

✅ R9 csv+axioms+markdown run 5 graded by code

No. A19 withdrew E07's rating, which is not a default, and its last rating was BB.

JSON: {"in_default": "no"}