Q20, run 2026-11-04-1723-haiku

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Is Pellam Retail in default?

Tests: Withdrawn is not defaulted.

Expected: in_default = no

✅ R5 csv+ontology run 1 graded by code

No. Pellam's rating was withdrawn (A19, 2026-05-12), which is not a credit event and does not mean default.

JSON: {"in_default": "no"}

✅ R5 csv+ontology run 2 graded by code

No. Pellam Retail (E07) was withdrawn (A19), and a withdrawal is not a default event.

JSON: {"in_default": "no"}

✅ R5 csv+ontology run 3 graded by code

No. E07's last action is A19, a withdrawal for commercial reasons, which the ontology says is not a credit event or a default.

JSON: {"in_default": "no"}

✅ R5 csv+ontology run 4 graded by code

No. E07 withdrew its rating (A19, WD), and withdrawal is not a default.

JSON: {"in_default": "no"}

✅ R5 csv+ontology run 5 graded by code

No. E07 was withdrawn (A19, commercial reasons). A withdrawal is not a default.

JSON: {"in_default": "no"}

✅ R7 csv+neutral run 1 graded by code

No. E07's latest action is A19 (WD). A withdrawal is not a default.

JSON: {"in_default": "no"}

✅ R7 csv+neutral run 2 graded by code

No. E07's A19 is a withdrawal (WD), which is not a default and not a credit event.

JSON: {"in_default": "no"}

✅ R7 csv+neutral run 3 graded by code

No. E07's last action is a withdrawal (A19), which is not a default.

JSON: {"in_default": "no"}

✅ R7 csv+neutral run 4 graded by code

No. E07 withdrew its rating (A19, WD), and withdrawal is not a default.

JSON: {"in_default": "no"}

✅ R7 csv+neutral run 5 graded by code

No.
E07's rating was withdrawn by A19 (2026-05-12), and a withdrawal is not a default.

JSON: {"in_default": "no"}