Q20, run 2026-11-04-1711-sonnet

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Is Pellam Retail in default?

Tests: Withdrawn is not defaulted.

Expected: in_default = no

✅ R1 csv run 1 graded by code

No. Pellam Retail (E07) was last rated BB, and its rating was withdrawn for commercial reasons (A19).

JSON: {"in_default": "no"}

✅ R1 csv run 2 graded by code

No. E07's latest action is a withdrawal (A19), and there is no default rating.

JSON: {"in_default": "no"}

✅ R1 csv run 3 graded by code

No. The rating was withdrawn for commercial reasons (A19), and there is no default rating.

JSON: {"in_default": "no"}

✅ R1 csv run 4 graded by code

No. A19 withdrew E07's rating (last rating BB, A18), and there is no default record.

JSON: {"in_default": "no"}

✅ R1 csv run 5 graded by code

No. E07 has no default rating; it was withdrawn for commercial reasons (A19).

JSON: {"in_default": "no"}

✅ R2 rdf run 1 graded by code

No. E07 was assigned BB (A18) and then withdrawn for commercial reasons (A19), with no default rating.

JSON: {"in_default": "no"}

✅ R2 rdf run 2 graded by code

No. E07 has no default rating, and its last action is a withdrawal (A19).

JSON: {"in_default": "no"}

✅ R2 rdf run 3 graded by code

No. E07's rating was withdrawn for commercial reasons (A19), not a default.

JSON: {"in_default": "no"}

✅ R2 rdf run 4 graded by code

No. E07's rating was withdrawn for commercial reasons (A19), not default.

JSON: {"in_default": "no"}

✅ R2 rdf run 5 graded by code

No. E07's last action is a withdrawal for commercial reasons (A19), not a default.

JSON: {"in_default": "no"}

✅ R6 rdf+ontology run 1 graded by code

No. E07's rating was withdrawn (A19, "commercial reasons"), and a withdrawal is not a default.

JSON: {"in_default": "no"}

✅ R6 rdf+ontology run 2 graded by code

No. E07's rating was withdrawn (A19), which is not a default.

JSON: {"in_default": "no"}

✅ R6 rdf+ontology run 3 graded by code

No. E07's only later action, A19, is a withdrawal (WD), which is not a default.

JSON: {"in_default": "no"}

✅ R6 rdf+ontology run 4 graded by code

No. E07's rating was withdrawn (A19, commercial reasons), and a withdrawal is not a default.

JSON: {"in_default": "no"}

✅ R6 rdf+ontology run 5 graded by code

No. E07 was withdrawn (A19, WD), which is not a default.

JSON: {"in_default": "no"}

✅ R5 csv+ontology run 1 graded by code

No. E07's rating was withdrawn (A19, "commercial reasons"), which is not a default.

JSON: {"in_default": "no"}

✅ R5 csv+ontology run 2 graded by code

No. A19 is a commercial withdrawal, which is not a default.

JSON: {"in_default": "no"}

✅ R5 csv+ontology run 3 graded by code

No. Pellam Retail (E07) was rated BB and then withdrawn (A19), and a withdrawal is not a default.

JSON: {"in_default": "no"}

✅ R5 csv+ontology run 4 graded by code

No. E07's rating was withdrawn for commercial reasons (A19), which is not a credit event, and nothing in the data shows a default.

JSON: {"in_default": "no"}

✅ R5 csv+ontology run 5 graded by code

No. Pellam's rating was withdrawn for commercial reasons (A19), which is not a default.

JSON: {"in_default": "no"}

✅ R4 csv+markdown run 1 graded by code

No. A19 withdrew Pellam's rating for commercial reasons, which is not a default.

JSON: {"in_default": "no"}

✅ R4 csv+markdown run 2 graded by code

No. E07 was withdrawn (A19) for commercial reasons, and it was never rated in default.

JSON: {"in_default": "no"}

✅ R4 csv+markdown run 3 graded by code

No. E07 was withdrawn (A19, WD), which is not a default.

JSON: {"in_default": "no"}

✅ R4 csv+markdown run 4 graded by code

No. E07's rating was withdrawn (A19), and a withdrawal is not a default.

JSON: {"in_default": "no"}

✅ R4 csv+markdown run 5 graded by code

No. E07's rating was withdrawn (A19, WD, commercial reasons), which is not a default.

JSON: {"in_default": "no"}

✅ R3 csv+padding run 1 graded by code

No. E07 was withdrawn for commercial reasons (A19), with no default rating.

JSON: {"in_default": "no"}

✅ R3 csv+padding run 2 graded by code

No. E07 was rated BB and then withdrawn for commercial reasons (A19), not defaulted.

JSON: {"in_default": "no"}

✅ R3 csv+padding run 3 graded by code

No. E07's rating was withdrawn for commercial reasons (A19), which is not a default.

JSON: {"in_default": "no"}

✅ R3 csv+padding run 4 graded by code

No. E07 had a rating withdrawn for commercial reasons (A19) and has no default rating.

JSON: {"in_default": "no"}

✅ R3 csv+padding run 5 graded by code

No. E07's rating was withdrawn for commercial reasons (A19), and there is no default rating.

JSON: {"in_default": "no"}