Q17, run 2026-11-04-1644-haiku
Was Orrin Bank downgraded in 2026?
Tests: Watch versus rating: Rating Watch Negative is not a downgrade.
Expected: downgraded = no
csv run 1
No. Orrin Bank (E06) has been A- since 2024 (A16). Its only 2026 action is a Rating Watch Negative placement (A17).
JSON: {"downgraded": "no"}
csv run 2
No. The only 2026 action on E06 is a Rating Watch Negative on A- (A17), and watch placement isn't a downgrade.
JSON: {"downgraded": "no"}
csv run 3
No. A17 (2026-09-03) placed Orrin Bank on Rating Watch Negative at A-; it was not downgraded.
JSON: {"downgraded": "no"}
csv run 4
No. A17 (2026-09-03) placed Orrin Bank (E06) on watch, and its rating remained A- (A16) with no DG action.
JSON: {"downgraded": "no"}
csv run 5
No. Orrin Bank's A- was placed on Rating Watch Negative on 2026-09-03 (A17), but no downgrade has been recorded.
JSON: {"downgraded": "no"}
rdf run 1
No
E06's only 2026 action is A17, a Rating Watch Negative placement (2026-09-03), which is not a downgrade.
JSON: {"downgraded": "no"}
rdf run 2
No. The only 2026 action on E06 is A17 (RW, 2026-09-03), which is a watch placement, not a downgrade.
JSON: {"downgraded": "no"}
rdf run 3
No. E06's 2026 action (A17) is a watch placement that leaves the rating at A-.
JSON: {"downgraded": "no"}
rdf run 4
No. E06's only 2026 action is A17, a rating watch placement at A- (2026-09-03), not a downgrade.
JSON: {"downgraded": "no"}
rdf run 5
No
Orrin Bank AG (E06) has no downgrade in 2026. Its only 2026 action is a watch placement (A17, RW).
JSON: {"downgraded": "no"}
rdf+ontology run 1
No. E06's only 2026 action is A17, a Rating Watch placement, not a downgrade.
JSON: {"downgraded": "no"}
rdf+ontology run 2
No.
E06's only 2026 action is A17, a Rating Watch placement that does not change the rating.
JSON: {"downgraded": "no"}
rdf+ontology run 3
No. Orrin Bank AG's 2026 action is A17 (RW, 2026-09-03), which places the rating on watch without changing it.
JSON: {"downgraded": "no"}
rdf+ontology run 4
No. Orrin Bank AG (E06) has only A16 (AS) and A17 (RW, 2026-09-03). Orrin Bancorp (E13) is a different LEI and a different entity.
JSON: {"downgraded": "no"}
rdf+ontology run 5
No. E06 had no downgrade in 2026; A17 (2026-09-03) placed it on Rating Watch Negative, which is not a downgrade.
JSON: {"downgraded": "no"}
csv+ontology run 1
No. The only 2026 action on E06 is a Rating Watch Negative placed on 2026-09-03 (A17), which is not a downgrade.
JSON: {"downgraded": "no"}
csv+ontology run 2
No. A17 (2026-09-03) is a Rating Watch Negative (RW), not a downgrade. The rating is still A-.
JSON: {"downgraded": "no"}
csv+ontology run 3
No. The only 2026 action on E06 is a Rating Watch (A17), which is not a downgrade.
JSON: {"downgraded": "no"}
csv+ontology run 4
No. The 2026-09-03 action on Orrin Bank (A17) is a Rating Watch placement at A-, not a downgrade.
JSON: {"downgraded": "no"}
csv+ontology run 5
No
A17 (2026-09-03) placed E06 on Rating Watch Negative, which is not a downgrade.
JSON: {"downgraded": "no"}
csv+markdown run 1
No. A17 (2026-09-03) placed E06 on Rating Watch Negative (RW) at A-, which is not a downgrade.
JSON: {"downgraded": "no"}
csv+markdown run 2
No. Orrin Bank's only 2026 action is a Rating Watch Negative (A17), which is not a downgrade.
JSON: {"downgraded": "no"}
csv+markdown run 3
No. E06's only 2026 action is a Rating Watch placement (A17), which is not a downgrade.
JSON: {"downgraded": "no"}
csv+markdown run 4
No. The only 2026 action on E06 is a Rating Watch Negative (A17), which is not a downgrade.
JSON: {"downgraded": "no"}
csv+markdown run 5
No. E06's 2026 action (A17) is a Rating Watch placement, which is not a downgrade.
JSON: {"downgraded": "no"}
csv+padding run 1
No. Orrin Bank's only 2026 action is a rating watch with an unchanged A- (A17).
JSON: {"downgraded": "no"}
csv+padding run 2
No. E06's only 2026 action is a watch placement (A17, 2026-09-03), not a downgrade.
JSON: {"downgraded": "no"}
csv+padding run 3
No. E06 was placed on Rating Watch Negative (A17, 2026-09-03) at an unchanged A-; a watch is not a downgrade.
JSON: {"downgraded": "no"}
csv+padding run 4
No. A17 (2026-09-03) placed E06 on Rating Watch Negative (RWN) at A-, which is not a downgrade.
JSON: {"downgraded": "no"}
csv+padding run 5
No. E06 has only an assignment (A16) and a watch placement (A17, 2026-09-03), with no downgrade.
JSON: {"downgraded": "no"}