Q17, run 2026-11-04-1643-sonnet

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Was Orrin Bank downgraded in 2026?

Tests: Watch versus rating: Rating Watch Negative is not a downgrade.

Expected: downgraded = no

✅ R1 csv run 1 graded by code

No. A17 is only a Rating Watch Negative action, with the rating still A-.

JSON: {"downgraded": "no"}

✅ R1 csv run 2 graded by code

No. The only 2026 action on E06 is a Rating Watch Negative at A- (A17), which is not a downgrade.

JSON: {"downgraded": "no"}

✅ R1 csv run 3 graded by code

No. E06's only 2026 action is a Rating Watch Negative at an unchanged A- (A17).

JSON: {"downgraded": "no"}

✅ R1 csv run 4 graded by code

No. E06's only 2026 action is A17, a Rating Watch Negative with the rating kept at A-.

JSON: {"downgraded": "no"}

✅ R1 csv run 5 graded by code

No. The only 2026 action on Orrin Bank is a Rating Watch Negative (A17), with the rating unchanged at A-.

JSON: {"downgraded": "no"}

✅ R2 rdf run 1 graded by code

No. E06 has only a Rating Watch Negative in 2026 (A17). E13 (Orrin Bancorp) is a different entity.

JSON: {"downgraded": "no"}

✅ R2 rdf run 2 graded by code

No. E06's only 2026 action is a Rating Watch Negative placement at A- (A17). E13 (Orrin Bancorp) is a different entity.

JSON: {"downgraded": "no"}

✅ R2 rdf run 3 graded by code

No. E06's only 2026 action is a Rating Watch Negative at A- (A17), which is not a downgrade. E13 (Orrin Bancorp) is a different entity.

JSON: {"downgraded": "no"}

✅ R2 rdf run 4 graded by code

No. E06's only 2026 action is a Rating Watch Negative with the rating kept at A- (A17).

JSON: {"downgraded": "no"}

✅ R2 rdf run 5 graded by code

No. E06's only 2026 action is A17, which places it on Watch Negative with the rating unchanged at A-. E13 is a different entity.

JSON: {"downgraded": "no"}

✅ R6 rdf+ontology run 1 graded by code

No. E06's only 2026 action is A17, a Rating Watch Negative, and the rating stays A-. E13 (Orrin Bancorp) is a different entity.

JSON: {"downgraded": "no"}

✅ R6 rdf+ontology run 2 graded by code

No. E06's only 2026 action is A17, a Watch Negative placement with the rating unchanged. E13 (Orrin Bancorp) is a different entity.

JSON: {"downgraded": "no"}

✅ R6 rdf+ontology run 3 graded by code

No. E06's only 2026 action is the Rating Watch Negative in A17, which leaves the rating at A-.

JSON: {"downgraded": "no"}

✅ R6 rdf+ontology run 4 graded by code

No. E06's only 2026 action is a Rating Watch (A17), which leaves the rating unchanged. E13 (Orrin Bancorp) is a different entity.

JSON: {"downgraded": "no"}

✅ R6 rdf+ontology run 5 graded by code

No. E06's only 2026 action is a Rating Watch (A17), which leaves the rating unchanged.

JSON: {"downgraded": "no"}

✅ R5 csv+ontology run 1 graded by code

No. A17 is a Rating Watch action, and the rating stays A-.

JSON: {"downgraded": "no"}

✅ R5 csv+ontology run 2 graded by code

No. E06's only 2026 action, A17, is a Rating Watch, which is not a downgrade.

JSON: {"downgraded": "no"}

✅ R5 csv+ontology run 3 graded by code

No. E06's only 2026 action is a Rating Watch (A17), which leaves the rating unchanged.

JSON: {"downgraded": "no"}

✅ R5 csv+ontology run 4 graded by code

No. E06's only 2026 action is A17, a Rating Watch, which is not a downgrade.

JSON: {"downgraded": "no"}

✅ R5 csv+ontology run 5 graded by code

No. E06's only 2026 action is a Rating Watch (A17), which leaves the rating unchanged at A-.

JSON: {"downgraded": "no"}

✅ R4 csv+markdown run 1 graded by code

No. E06's only 2026 action is a Rating Watch (A17), which is not a downgrade.

JSON: {"downgraded": "no"}

✅ R4 csv+markdown run 2 graded by code

No. A17 is a Rating Watch placement with the rating unchanged at A-.

JSON: {"downgraded": "no"}

✅ R4 csv+markdown run 3 graded by code

No. E06's only 2026 action is A17, a Rating Watch with the rating unchanged at A-.

JSON: {"downgraded": "no"}

✅ R4 csv+markdown run 4 graded by code

No. A17 is a Rating Watch with the rating unchanged at A-.

JSON: {"downgraded": "no"}

✅ R4 csv+markdown run 5 graded by code

No. A17 is only a Rating Watch.

JSON: {"downgraded": "no"}

✅ R3 csv+padding run 1 graded by code

No. E06's only 2026 action is A17, a Rating Watch Negative with the rating unchanged at A-.

JSON: {"downgraded": "no"}

✅ R3 csv+padding run 2 graded by code

No. E06's only 2026 action is a Rating Watch Negative (A17), with the rating still A-. E13 is a different entity.

JSON: {"downgraded": "no"}

✅ R3 csv+padding run 3 graded by code

No. A17 (2026-09-03) places E06 on Rating Watch Negative at A-, which is not a downgrade.

JSON: {"downgraded": "no"}

✅ R3 csv+padding run 4 graded by code

No. A17 is only a Rating Watch Negative on E06 at A-, with no downgrade. E13, Orrin Bancorp, is a different entity.

JSON: {"downgraded": "no"}

✅ R3 csv+padding run 5 graded by code

No. E06's only 2026 action is a Rating Watch Negative (A17), with the rating still A-.

JSON: {"downgraded": "no"}