Q17, run 2026-11-04-1616-sonnet

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Was Orrin Bank downgraded in 2026?

Tests: Watch versus rating: Rating Watch Negative is not a downgrade.

Expected: downgraded = no

✅ R1 csv run 1 graded by code

No. A17 is a Rating Watch Negative placement at A-, not a downgrade.

JSON: {"downgraded": "no"}

✅ R1 csv run 2 graded by code

No. A17 is a Rating Watch action with the rating still A-, not a downgrade.

JSON: {"downgraded": "no"}

✅ R1 csv run 3 graded by code

No. A17 is a Rating Watch Negative action, and the rating stays at A-.

JSON: {"downgraded": "no"}

✅ R1 csv run 4 graded by code

No. A17 (2026-09-03) placed E06 on Rating Watch Negative and left the rating at A-.

JSON: {"downgraded": "no"}

✅ R1 csv run 5 graded by code

No. A17 is a Rating Watch Negative placement and the rating stays A-.

JSON: {"downgraded": "no"}

✅ R2 rdf run 1 graded by code

No. E06's only 2026 action is A17, which put it on Rating Watch Negative while keeping A-. Orrin Bancorp (E13) is a different entity.

JSON: {"downgraded": "no"}

✅ R2 rdf run 2 graded by code

No. E06's 2026 action is a Rating Watch Negative at A- (A17), not a rating change.

JSON: {"downgraded": "no"}

✅ R2 rdf run 3 graded by code

No. E06's only 2026 action is a Rating Watch Negative at A- (A17). Orrin Bancorp (E13) is a different entity.

JSON: {"downgraded": "no"}

✅ R2 rdf run 4 graded by code

No. E06's only 2026 action is A17, a Rating Watch Negative placed on A-. E13 (Orrin Bancorp) is a different entity.

JSON: {"downgraded": "no"}

✅ R2 rdf run 5 graded by code

No. E06's only 2026 action is a Rating Watch Negative at A- (A17), not a downgrade. Orrin Bancorp (E13) is a different entity.

JSON: {"downgraded": "no"}

✅ R6 rdf+ontology run 1 graded by code

No. E06's only 2026 action is A17, a Rating Watch Negative, which is not a downgrade.

JSON: {"downgraded": "no"}

✅ R6 rdf+ontology run 2 graded by code

No. E06's only 2026 action is A17, a Rating Watch with the rating unchanged at A-. Orrin Bancorp (E13) is a different entity with a different LEI.

JSON: {"downgraded": "no"}

✅ R6 rdf+ontology run 3 graded by code

No. E06's only 2026 action is A17, a Rating Watch Negative, which is not a downgrade.

JSON: {"downgraded": "no"}

✅ R6 rdf+ontology run 4 graded by code

No. E06's only 2026 action is A17, a Rating Watch Negative at A-, which leaves the rating unchanged.

JSON: {"downgraded": "no"}

✅ R6 rdf+ontology run 5 graded by code

No. E06's only 2026 action is A17, a Rating Watch, which leaves the rating unchanged. Orrin Bancorp (E13) is a different entity, with a different LEI.

JSON: {"downgraded": "no"}

✅ R5 csv+ontology run 1 graded by code

No. A17 is a Rating Watch action with the rating unchanged at A-.

JSON: {"downgraded": "no"}

✅ R5 csv+ontology run 2 graded by code

No. A17 (2026-09-03) is a Rating Watch with the rating unchanged at A-.

JSON: {"downgraded": "no"}

✅ R5 csv+ontology run 3 graded by code

No. The only 2026 action on E06 is A17, a Rating Watch with the rating unchanged at A-.

JSON: {"downgraded": "no"}

✅ R5 csv+ontology run 4 graded by code

No. A17 is a Rating Watch, not a downgrade, and the rating is still A-.

JSON: {"downgraded": "no"}

✅ R5 csv+ontology run 5 graded by code

No. A17 for E06 is a Rating Watch Negative, and the rating stays A-.

JSON: {"downgraded": "no"}